See your divorce numbers — privately, today, before anyone knows.
A simple way to explore what happens to your money and parenting schedule in a divorce — who pays, how things get divided, budgeting your new life, and what's next.
Be prepared. Understand your options. Protect your future.
How private pre-planning works — 2:14 · a walk-through.
As Seen In
You wouldn't board a flight without a destination.
Why walk into divorce that way?
The private first step — for the divorce-curious, the contemplating, and the early-stage. Understand what comes next before anyone else has to know.
From our founderI grew up in the middle of a contentious divorce. Years of fees — to reach an agreement my parents could have made on day one if they'd known what the court would rule anyway. Divorce AI exists so you can run those numbers privately, first.
Considering it
You're not ready to tell your spouse. You want to understand your options in total privacy, without leaving a trail.
Early stages
It's real but nothing is filed. You want to prepare intelligently before spending thousands on a retainer.
Responsibly curious
You're not in a crisis. You just want to know — what would divorce cost my household? Smart people model the downside.
Free parenting schedule maker — 50/50, 2-2-3, every-other-weekend & more
Pick a schedule, see the overnight split, and understand what works for your child's age. No email. No signup.
What divorce costs the people who walk in unprepared.
Ranges below reflect commonly published national figures for U.S. divorce — not predictions for you.
- average cost per person for an uncontested divorce
- $11K–$15K
- average cost per person for an uncontested divorce
- average cost per person when a divorce is contested
- $30K–$50K+
- average cost per person when a divorce is contested
- typical family-law attorney billing rate
- $270–$400/hr
- typical family-law attorney billing rate
- typical retainer — often spent on basic financial discovery
- $3,000–$5,000
- typical retainer — often spent on basic financial discovery
- added to timelines when couples negotiate without numbers
- Months
- added to timelines when couples negotiate without numbers
- divorce ranks among the leading triggers of personal bankruptcy
- Top cause
- divorce ranks among the leading triggers of personal bankruptcy
You can't afford not to know — privately, before anyone else.
Every number on the left describes people who reacted instead of planned. Running your own numbers first is the one lever that changes all of them.
The cheapest, safest step in divorce is understanding it privately, first. That's Divorce AI.
Meet the experts behind our guides.
Credentialed professionals who write and review the educational content across Divorce AI.
Editorial Board members contribute and review written content. They are not your advisor and do not review individual user inputs or results.
Tiny details. Five-figure consequences.
Real choices people make without checking the math. Here's what each one can actually cost.
A lawyer's quick guess vs. the state's actual formula.
One number was a guess. The other came from your state's guideline. The gap adds up fast.
“Keep the house” feels fair. The math says otherwise.
Refinancing today vs. selling and splitting can swing your outcome by tens of thousands.
$100K from a 401(k) is not $100K from the house.
Same number on paper. After taxes and penalties, the two land very differently.
Two schedules. Similar nights. Different support.
Alternating weeks vs. 2-2-3 can produce different child support — for nearly the same parenting time.
Illustrative, modeled scenarios — not legal or financial advice, and not customer outcomes. Your numbers depend on your facts, your state, and the judge or mediator involved.
$8,338 of pro-grade planning.
Yours, forever, for $89.
One payment. Lifetime access. Every tool, every state, every update — no subscription, no renewal.
That's $8,338 of professional-grade tools — yours for one payment of $89.
Uses your state's actual statutes and guideline tables — income, custody time, number of kids.
Why it matters: A detailed monthly estimate for your household. Even a 10% gap can mean $100+/month for up to 18 years.
State-guideline modeling with duration estimates, built on your state's factors.
Why it matters: Spousal support is where families get hurt most — because most states don't have a hard formula.
Every common split — 50/50, 60/40, alternating weeks, 2-2-3 — with overnight tracking.
Why it matters: Our most-used tool. Schedule choices don't just change your kid's week — they move child support. Mediators charge by the hour to draw what this does in minutes.
Organize every asset and debt, then see the split side-by-side.
Why it matters: You can't negotiate what you haven't mapped. This is the inventory a professional builds first.
Cash flow for your new single household, category by category.
Why it matters: “Can I actually afford to live after this?” — answered in numbers, not anxiety.
Project your retirement with your post-divorce share of the assets.
Why it matters: Most divorcing people never re-run their retirement numbers. The ones who do re-plan early.
Model the sale of the marital home — selling costs, taxes, and net equity for each of you.
Why it matters: The single most common divorce mistake is keeping a house you can't actually afford.
Written and reviewed by our Editorial Board — CDFAs, family-law attorneys, mediators, coaches.
Why it matters: Real explanations from people who do this for a living. Every term in plain English.
AI-generated split scenarios that weigh liquidity and tax impact — then let you rebalance live.
Why it matters: $100K of 401(k) is NOT $100K of home equity after taxes. This is where couples accidentally give up tens of thousands.
Thousands of simulated market outcomes against your post-divorce portfolio.
Why it matters: See the probability you'll be okay — not just one optimistic line on a chart.
Keep + refinance vs. sell + split vs. buyout — compared side-by-side.
Why it matters: Flip between scenarios and watch the monthly number change before you commit to anything.
Compare monthly support against a one-time buyout, with time-value math built in.
Why it matters: A clean break has a price. Know it before someone proposes it.
Professional reports of every number and scenario — formatted for your first attorney or mediator meeting.
Why it matters: Walking in with this packet saves hours of billable discovery. At $270–$400/hr, that's real money.
“Comparable” values are our estimates of what equivalent help typically costs from paid professionals (CDFAs, mediators, attorneys); they are illustrative, not quotes.
What everyday people say about Divorce AI.
People who ran their numbers privately — before anyone else knew.
“The parenting schedule tool really helped me think through what would work best for our kids.”
“Understanding what buying out my spouse might look like financially was incredibly helpful. I would have spent thousands asking lawyers those same questions.”
“I finally felt like I understood the numbers. That alone made me feel a lot more confident.”
“Seeing the difference between selling the house and keeping it was eye-opening.”
“I appreciated being able to explore everything privately and at my own pace.”
“Divorce is overwhelming. This helped break the financial side down in a way I could actually understand.”
“This gave me a starting point before talking to any professionals.”
“Having a rough idea of the numbers made hard conversations a little easier.”
“Just figuring out if keeping the house was realistic made it worth it.”
Run the household total — before you spend a dollar.
Attorney fees, filing costs, and complexity for your state — so you know exactly what you're up against before making any decisions.
Straight answers.
Is Divorce AI a lawyer or law firm?
What do I get for free vs. premium?
Is the $89 lifetime price really one-time?
How accurate are the calculations?
Is it actually private?
Who are the experts I see on the site?
Is this really for someone with no legal or financial background?
What's the refund policy?
Your numbers are minutes away.
Start free. No credit card. Every report, every state — built for people who've never done this before.
Start my private plan →Not legal advice — for planning purposes only.